Floid vs Khipu
We compare Floid and Khipu with data taken from each one's official site. Both offer open finance, payment acceptance, and bank reconciliation.
Floid
Open banking APIs for account-to-account payments, reconciliation and ID checks
Made in Chile
Khipu
Instant bank transfer payments, subscriptions and open finance APIs
Made in Chile
Side by side
Data taken from each product's official site, with source and date on each listing. "—" means we don't have the data verified, not that the product lacks it; "Not published", that we checked its pricing page and it shows none. Web traffic is the site's place in the Tranco list of the world's most visited sites; the year online is its first capture in the Wayback Machine.
| Field | Floid | Khipu |
|---|---|---|
| Category | Fintech & payments | Fintech & payments |
| Made in | Chile | Chile |
| Business model | Not stated | Paid |
| Built for | Enterprises | Small businesses, Enterprises, and Developers |
| Platforms | API | Web and API |
| Operates in | Chile | Chile, Argentina, Peru, and Mexico |
| Languages | Spanish | Not stated |
| Regulation and standards | ISO 27001 | Not stated |
Features
- Both
- Open finance, Payment acceptance, and Bank reconciliation
- Only Floid
- Payouts and Fraud prevention
- Only Khipu
- Payment links and Subscriptions
About Floid
Open finance platform combining data and payments under one provider. It initiates direct account-to-account payments, runs bulk transfers, reconciles bank transactions with accounting records and validates account ownership.
Verified on November 2, 2026
See the Floid listing →About Khipu
Chilean platform for collecting payments by bank transfer, with no cards or redirects. It offers a checkout button for online stores, payment links over WhatsApp, email or SMS, QR payments for in-person sales and automatic subscription billing with signed mandates.
Verified on November 2, 2026
See the Khipu listing →How we compare
We suggest comparisons between products that share features. Every data point comes from the product's official site, with its source and date on the listing. No payment changes what's shown here.