Fintoc vs Khipu
We compare Fintoc and Khipu with data taken from each one's official site. Both offer payment acceptance, subscriptions, and bank reconciliation.
Fintoc
Online payments, subscriptions and an API-driven business account in Chile and Mexico
Made in Chile
Khipu
Instant bank transfer payments, subscriptions and open finance APIs
Made in Chile
Side by side
Data taken from each product's official site, with source and date on each listing. "—" means we don't have the data verified, not that the product lacks it; "Not published", that we checked its pricing page and it shows none. Web traffic is the site's place in the Tranco list of the world's most visited sites; the year online is its first capture in the Wayback Machine.
| Field | Fintoc | Khipu |
|---|---|---|
| Category | Fintech & payments | Fintech & payments |
| Made in | Chile | Chile |
| Business model | Not stated | Paid |
| Built for | Small businesses, Enterprises, and Developers | Small businesses, Enterprises, and Developers |
| Platforms | Web and API | Web and API |
| Operates in | Chile and Mexico | Chile, Argentina, Peru, and Mexico |
| Integrations | ERP and CRM | Not stated |
| Regulation and standards | PCI DSS Level 1 | Not stated |
Features
- Both
- Payment acceptance, Subscriptions, and Bank reconciliation
- Only Fintoc
- Payouts
- Only Khipu
- Payment links and Open finance
About Fintoc
Payments platform for businesses to accept online payments through a checkout that combines every payment method, collect subscriptions and recurring payments with rule-based retries, and improve approval rates.
Verified on November 2, 2026
See the Fintoc listing →About Khipu
Chilean platform for collecting payments by bank transfer, with no cards or redirects. It offers a checkout button for online stores, payment links over WhatsApp, email or SMS, QR payments for in-person sales and automatic subscription billing with signed mandates.
Verified on November 2, 2026
See the Khipu listing →How we compare
We suggest comparisons between products that share features. Every data point comes from the product's official site, with its source and date on the listing. No payment changes what's shown here.