Cobre vs Trio
We compare Cobre and Trio with data taken from each one's official site. Both offer payouts, collections, and bank reconciliation.
Cobre
Business payments and collections across Latin America via one platform and API
Made in Colombia
Trio
Corporate account with payables, receivables, expenses, cards and reconciliation
Made in Brazil
Side by side
Data taken from each product's official site, with source and date on each listing. "—" means we don't have the data verified, not that the product lacks it; "Not published", that we checked its pricing page and it shows none. Web traffic is the site's place in the Tranco list of the world's most visited sites; the year online is its first capture in the Wayback Machine.
| Field | Cobre | Trio |
|---|---|---|
| Category | Fintech & payments | Fintech & payments |
| Made in | Colombia | Brazil |
| Founded | 2020 | 2020 |
| Business model | Paid | Paid |
| Starting price | Not stated | BRL 0.69 per use |
| Built for | Enterprises | Small businesses and Enterprises |
| Platforms | API | API |
| Operates in | Colombia and Mexico | Brazil |
| Languages | Not stated | Portuguese |
| Integrations | SPEI, Bre-B, and ACH | Claude |
| Regulation and standards | ISO 27001:2022, SOC 2 Type II, and PCI DSS v4.0.1 | Banco Central do Brasil (IP 619) |
Features
- Both
- Payouts, Collections, and Bank reconciliation
- Only Cobre
- Currency exchange and Crypto
- Only Trio
- Expense management and Cards
About Cobre
B2B payments infrastructure and financial orchestration for companies with high transaction volumes. Through one platform and API it handles collections, instant local payments and cross-border payments, stablecoin operations (on-ramp, off-ramp and B2B payments), and unlimited accounts per payer with instant reconciliation.
Verified on November 1, 2026
See the Cobre listing →About Trio
Brazilian financial platform that brings receivables, payables, expense management, unlimited virtual cards by cost center, receivables financing and automatic reconciliation into one corporate account.
Verified on November 1, 2026
See the Trio listing →How we compare
We suggest comparisons between products that share features. Every data point comes from the product's official site, with its source and date on the listing. No payment changes what's shown here.