banca.me vs Cleo
We compare banca.me and Cleo with data taken from each one's official site. Both offer loans and payment acceptance.
banca.me
Card-free installment purchases, personal loans and home down payments in Chile
Made in Chile
Cleo
Buy now, pay later without a card at merchants in Chile, Mexico and Peru
Made in Chile
Side by side
Data taken from each product's official site, with source and date on each listing. "—" means we don't have the data verified, not that the product lacks it; "Not published", that we checked its pricing page and it shows none. Web traffic is the site's place in the Tranco list of the world's most visited sites; the year online is its first capture in the Wayback Machine.
| Field | banca.me | Cleo |
|---|---|---|
| Category | Fintech & payments | Fintech & payments |
| Made in | Chile | Chile |
| Built for | Consumers and Small businesses | Consumers and Small businesses |
| Platforms | Not stated | Web and API |
| Operates in | Chile | Chile, Mexico, and Peru |
| Languages | Not stated | Spanish |
| Regulation and standards | UAF | Not stated |
Features
- Both
- Loans and Payment acceptance
- Only banca.me
- None
- Only Cleo
- None
About banca.me
Chilean financial platform for buying in installments without a credit card at partner merchants, choosing a payment plan in seconds. It also offers personal loans and financing for home down payments.
Verified on November 2, 2026
See the banca.me listing →About Cleo
Chilean buy now, pay later payment method that needs no credit card. When paying at a partner store, shoppers are assessed in minutes using their phone and bank, then choose to pay in 14 or 30 days or in up to 12 installments, with reminders over WhatsApp or email.
Verified on November 2, 2026
See the Cleo listing →How we compare
We suggest comparisons between products that share features. Every data point comes from the product's official site, with its source and date on the listing. No payment changes what's shown here.