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Cleo

Buy now, pay later without a card at merchants in Chile, Mexico and Peru

UnclaimedVerified on November 2, 2026CLMade in Chile

Chilean buy now, pay later payment method that needs no credit card. When paying at a partner store, shoppers are assessed in minutes using their phone and bank, then choose to pay in 14 or 30 days or in up to 12 installments, with reminders over WhatsApp or email.

For merchants it offers card-free installments and bank transfer payments, integrated online or in store. It operates in Chile, Mexico and Peru.

Key facts

Made in
Chile
Built for
Consumers and Small businesses
Platforms
Web and API
Features
Loans and Payment acceptance
Operates in
Chile, Mexico, and Peru
Verified on

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