Best lending products in Latin America
We selected 10 lending products built by teams in Brazil, Chile, and Mexico. A product is included when its own site lists at least one of these features: loans.
- Free plan
- 1 of 10
- Free trial
- 0 of 10
- Public pricing
- 2 of 10
- Data verified
- November 2, 2026
- 1
Kontempo
B2B trade credit so industrial companies can sell on payment terms · Mexico
- Starting price
- MXN 2,900/mo
- Built for
- Small businesses and Enterprises
- Features
- Loans, Payment links, and Collections
- Operates in
- Mexico
- 2
Monato
Payments, collections, accounts and lending infrastructure for companies in Mexico · Mexico
- Built for
- Enterprises
- Platforms
- API
- Features
- Payouts, Collections, Digital wallet, and Loans
- Operates in
- Mexico
- 3
FinFast
Online tender guarantees, factoring, loans and insurance for small businesses · Chile
- Built for
- Small businesses
- Features
- Loans, Insurance, and Loyalty
- Operates in
- Chile
- Regulation and standards
- CMF
- 4
Cleo
Buy now, pay later without a card at merchants in Chile, Mexico and Peru · Chile
- Built for
- Consumers and Small businesses
- Platforms
- Web and API
- Features
- Loans and Payment acceptance
- Operates in
- Chile, Mexico, and Peru
- 5
Covalto
Mexican digital bank with credit, accounts and investments for firms and people · Mexico
- Built for
- Small businesses and Consumers
- Features
- Loans, Investments, and Savings
- Operates in
- Mexico
- 6
Fondeadora
Digital accounts for individuals, freelancers and companies in Mexico · Mexico
- Built for
- Consumers, Freelancers, and Small businesses
- Features
- Savings, Loans, and Digital wallet
- Operates in
- Mexico
- 7
Afluenta
Person-to-person loans and investments without banks in between · Mexico
- Built for
- Consumers
- Features
- Loans and Investments
- Operates in
- Mexico, Argentina, and Peru
- Regulation and standards
- Ley Fintech (ITF)
- 8
banca.me
Card-free installment purchases, personal loans and home down payments in Chile · Chile
- Built for
- Consumers and Small businesses
- Features
- Loans and Payment acceptance
- Operates in
- Chile
- Regulation and standards
- UAF
- 9
Destácame
Free credit report, debt settlement discounts and loans in Chile · Chile
- Starting price
- CLP 2,600/mo
- Free plan
- Yes
- Built for
- Consumers
- Features
- Loans and Collections
- 10
Vixtra
Credit and FX for importers, using cargo in transit as collateral · Brazil
- Built for
- Small businesses and Enterprises
- Features
- Loans, Currency exchange, and Crypto
- Operates in
- Brazil
Comparison
Data taken from each product's official site, with source and date on each listing. An empty cell means the site doesn't say.
| Product | Country | Starting price | Free plan | Free trial | Platforms | Loans | Collections | Digital wallet | Payment acceptance | Investments | Savings |
|---|---|---|---|---|---|---|---|---|---|---|---|
| Kontempo | Mexico | MXN 2,900/mo | ✓ | ✓ | |||||||
| Monato | Mexico | API | ✓ | ✓ | ✓ | ||||||
| FinFast | Chile | ✓ | |||||||||
| Cleo | Chile | Web, API | ✓ | ✓ | |||||||
| Covalto | Mexico | ✓ | ✓ | ✓ | |||||||
| Fondeadora | Mexico | ✓ | ✓ | ✓ | |||||||
| Afluenta | Mexico | ✓ | ✓ | ||||||||
| banca.me | Chile | ✓ | ✓ | ||||||||
| Destácame | Chile | CLP 2,600/mo | Yes | ✓ | ✓ | ||||||
| Vixtra | Brazil | ✓ |
How we built this list
Only listings that pass our quality bar are included: an original description and comparable data taken from each product's site, with the source quote. The order follows public criteria and no payment changes it. How we rank